How to Send and Receive Money via WhatsApp Payments?

WhatsApp is also launched on payment method. Which is linked by the national payment cooperation of India. This is the new future of WhatsApp, many apps in the market already launched payment system like Paytm, Google pay, phone pay, Bharat pay Etc. But all the payment system work on the same Features which is UPI unified payment interface. UPI is instant payment transfer or received process. You can easily transfer money from one person to another person or any organization.

How to Send and Receive Money via WhatsApp Payments?
How to Send and Receive Money via WhatsApp Payments?

Introduction Of WhatsApp Payments

Introduction of WhatsApp payment Bank, in India February 2018 WhatsApp firstly trial WhatsApp payment. Because WhatsApp have more active user audience and day by day demand of online payment is increasing instantly. So WhatsApp decided to introduce on payment system which is work on the UPI. WhatsApp collaboration with ICICI Bank for the WhatsApp payment. And also ICICI Bank accept their collaboration and they are launched on payment system WhatsApp payment. 

Now a day WhatsApp have many active users and millions of people using WhatsApp payment this is the achievement of WhatsApp. You already know WhatsApp is completely free app used to chatting or sending SMS with relative our friends. NPCI Is gave consent in February 2020. After approval millions of people start payment using WhatsApp. Because already WhatsApp have Win trust of millions of people. 

How To Enable WhatsApp Payments 

If you want to enable WhatsApp payment, just simple process you can follow and start payment using WhatsApp. In the WhatsApp you can use payment method just like chatting with friend or sending SMS with relative. 

In the WhatsApp payment you can send money from one contact number to another contact number, or you can receive money from one person to another person be which is in your contact. All process Working on the UPI Methods. So the chance of Fraudulent is very low. And you can use secure payment method.

Use WhatsApp Payment with Ease 

You can Easily engage with the WhatsApp payment. The user interface of this WhatsApp payment is too much easy. Without showing your personal bank details and without taking other person account number or IFSC code you can easily send or receive money with QR code. This function is based on the QR code or bank transaction. And also linked with the UPI. 

If you want to use this WhatsApp payment, then simply open your WhatsApp, in the right side click on three dot. You can show many option and click on payments. In the first time you need to add your bank account. And click on bank account and select your bank please you have already opened in your account. After selection you can verify your bank detail. And after verification you can easily send or receive money to the other person.

Set-up WhatsApp payment for Android Phone

Now I am going to detail how to set up your WhatsApp payment, and follow my step you can easily linked your bank account is WhatsApp payment. Send money with your friend or Merchant Shop. 
  • Open your WhatsApp in Android phone
  • Click on the right three dot
  • Here you can see payments feature option
  • Now click on it

How to Send and Receive Money via WhatsApp Payments?
How to Send and Receive Money via WhatsApp Payments?

  • Now click on the add new payment method
  • After that you can show many bank in India
  • To your bank which you have already opened in your account
How to Send and Receive Money via WhatsApp Payments?
How to Send and Receive Money via WhatsApp Payments?

  • Select accept button, and find your list of bank. A there are many bank linked in the WhatsApp payment.
  • Example I have chosen Paytm payment Bank
  • Now you need to verify your phone number click on verify button
  • Sending SMS to your account for verification of phone number
  • In this process you need to wait sometime and OTP required for verification
  • After verification is done you need to finding your accounts which you want to link with WhatsApp payment.
Note - your phone number must be registered in your bank account. 

  • After verification done you need to click on "Done'' button. 
  • All the process of WhatsApp payment is online or automatic process. If your bank account details or mobile number registered is correct. Then take a few minutes to activate WhatsApp payment.

Process of sending money from WhatsApp payment

The process of sending money from WhatsApp payment is too much sample process. If you are using Google pay or Paytm Bank, you already know about the send money and how to work. But in a case you want to send money with WhatsApp payment then simple process following my step by step process in the detail below. 

  • First of all go to your contact list and choose your contact number whom want to send a money.
  • Choose clip icon and click on the payment option button
  • Enter your amount. Even if you want to send any notes during payment then you can easily do this.
  • For confirmation Enter UPI Pin 
  • Click on send button
  • Now your payment is sent to your receiver person.
  • After the successful payment your confirmation message sent to be registered mobile number. 
  • This is very simple process you can follow and easily Send and Receive Money via WhatsApp Payments.


In this article, I have discussed about How to Send and Receive Money via WhatsApp Payments? And also told about how to work WhatsApp payment. And also you can add your WhatsApp payment in WhatsApp application. This is the to simple process you can add in your WhatsApp and send money with your friend or any shopping. Even you can use QR code then easily scan and pay. 

The conclusion of this article is our India is growing day by day with the digital payment and digital India. Now this is the big achievement of our country and I really proud of our my country. The theme of this country is "Digital India" aatmnirbhar Bharat. 

Now if you have any problem during this process you can comment me. And make sure follow me on also social media. Thank you for reading this article.

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